Stellar (XLM) is a payments network founded in 2014 by Jed McCaleb and others and supported by the non-profit Stellar Development Foundation, focused on cross-border transfers, stablecoins and asset issuance.
What Stellar is and how it works
Stellar (XLM) is a payments network founded in 2014 by Jed McCaleb and others and supported by the non-profit Stellar Development Foundation, focused on cross-border transfers, stablecoins and asset issuance.
It uses the Stellar Consensus Protocol (federated Byzantine agreement) with no mining; transactions confirm in seconds at very low fees, and XLM pays fees and account minimum balances.
XLM supply and token economics
After the foundation burned about 55 billion XLM in 2019, total supply is about 50 billion, and annual inflation was ended.
What usually moves the price
Payment and stablecoin usage on the network, partnerships with financial institutions, and sector moves alongside payment assets such as XRP.
These are commonly discussed factors, not a forecast; no single factor guarantees direction.
Where to buy XLM
XLM spot pairs are usually listed on large exchanges such as Binance, OKX, Bybit, Bitget and Gate, but pairs and availability depend on your region and account—check the official listing. Compare fees at the same volume, then check spread and slippage.
Key XLM risks
The foundation still holds a large share of XLM, and competition in payments is intense, so adoption pace drives demand.
Only use money you can afford to lose entirely, and size positions and liquidation prices before using leverage.
How to read the indicators on this page
RSI14 above 70 is often read as overbought and below 30 as oversold; price above MA20 and MA50 is a bullish alignment; MACD shows momentum direction. All are probabilistic readings on 90 days of daily closes and can stay extreme during trends.
Frequently asked questions
What is Stellar?
Stellar (XLM) is a payments network founded in 2014 by Jed McCaleb and others and supported by the non-profit Stellar Development Foundation, focused on cross-border transfers, stablecoins and asset issuance.
What is the XLM supply?
After the foundation burned about 55 billion XLM in 2019, total supply is about 50 billion, and annual inflation was ended.
Where can I buy XLM?
Large exchanges usually offer XLM spot trading, subject to your region and account; compare fees and verify the official domain before signing up.
Research and education only; not investment advice.
